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Your Local Saint James Independent Insurance Agency

Dowling Knipfing Klein Agency specializes in auto insurance, home insurance, life insurance, business insurance, and aviation insurance.

Dowling Knipfing Klein Agency has been servicing our clients as an independent agency for more than 50 years.

We are a full-service insurance agency providing a broad spectrum of appropriate coverages at competitive prices for both business insurance and personal insurance needs.

Our staff of experienced account executives will promptly provide you with quotations and explanations of the technical aspects of appropriate coverage.

We represent a vast number of insurance companies allowing us to choose the best company for each need. Service to our clients is our first priority.
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Recent News & Updates

4 Tips on How to Protect Your Home While on Vacation

Posted: June 3, 2023

The summer season is almost here! For many of us, the warm, sunny months are the ideal time to enjoy a vacation. However, before planning a getaway, you should consider what steps you might take to protect your home, so you do not return to find any unpleasant surprises. Personal insurance can be a lifesaver if your home is robbed, vandalized, or affected by a...

Is Short-Term Health Insurance a Smart Option?

Posted: May 25, 2023

There are many life events that could leave you without health insurance for a period of time. You may be changing jobs, starting your own business, were laid off, or are going through a divorce and will soon lose access to your soon-to-be former spouse’s medical insurance. In any of these situations, you might want to consider short-term medical insurance to fill in any gaps...

Does My Business Vehicle Need Insurance Coverage?

Posted: May 19, 2023

For motor vehicles that are used in business, it is vital to ensure you have commercial vehicle insurance coverage. Personal auto insurance policies are not designed for vehicles that are used for business activities and will refuse to pay for accidents if a vehicle was engaged in business activities. When you have commercial auto insurance, the policy can cover family members performing business duties, employees,...

What You Should Know About Boat Insurance

Posted: May 16, 2023

Boat insurance can protect your investment in a valuable watercraft. Also, many marinas require boat insurance to dock a boat at their facility. Even when boat insurance is not required by law, it is still wise to have this protection in place to protect your investment in your boat or other watercraft. Boat insurance can cover damage to your boat as well as protect you...