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Your Local Saint James Independent Insurance Agency

Dowling Knipfing Klein Agency specializes in auto insurance, home insurance, life insurance, business insurance, and aviation insurance.

Dowling Knipfing Klein Agency has been servicing our clients as an independent agency for more than 50 years.

We are a full-service insurance agency providing a broad spectrum of appropriate coverages at competitive prices for both business insurance and personal insurance needs.

Our staff of experienced account executives will promptly provide you with quotations and explanations of the technical aspects of appropriate coverage.

We represent a vast number of insurance companies allowing us to choose the best company for each need. Service to our clients is our first priority.

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Recent News & Updates

Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters

Posted: September 4, 2026

National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA's National Preparedness Month encourages individuals and organizations to think ahead about how they would respond to emergencies. For small business owners, this is a good opportunity to ask an important question: if a fire, storm, cyber incident, or other unexpected event disrupted your business tomorrow, would you be prepared to keep operating...

Back-to-School Driving: Insurance Tips for Teen and Student Drivers

Posted: September 2, 2026

September means school buses, morning carpool lines, and for many families, a new teen driver on the road. Whether your teenager is driving themselves to high school for the first time or heading off to college with a car in tow, back-to-school season is a good time to make sure your auto insurance keeps pace with your changing driving needs. Here's what to know about...

Preventive Care and Health Insurance: What Is Typically Covered at No Cost?

Posted: August 25, 2026

August is National Immunization Awareness Month—a timely reminder that staying current on vaccines and preventive health services is an important part of overall well-being. For many Americans, preventive care is available through their health insurance at little or no out-of-pocket cost. But not everyone is aware of what their plan covers in this area. Understanding your health plan's preventive care benefits is a practical way...

Back to School, Back to Basics: Why August Is a Good Time to Review Your Life Insurance

Posted: August 22, 2026

Every August, families across the country shift into a new gear. School supplies are purchased, schedules are reorganized, and households go from a slower summer rhythm back to full-speed routines. All of that preparation got us thinking: while you're taking stock of what your family needs for the year ahead, it's also a good moment to revisit something that often gets put on the back...

Insurance products are offered through the following insurers: ACE (Philadelphia, PA); AIG - American International Group (Chicago, IL); Adirondack Insurance Exchange (Buffalo, NY); Aetna (Hartford, CT); AmTrust Insurance (New York, NY); Cigna (Bloomfield, CT); CNA (Chicago, IL); CNA Surety (Sioux Falls, SD); Chubb Group (Philadelphia, PA); Dongbu Insurance (Anaheim, CA); EmblemHealth (New York, NY); Empire BlueCross BlueShield (New York, NY); Great American Insurance Company (Cincinnati, OH); Guard Insurance Group (Baltimore, MD); ING Direct (St. Cloud, AL); Interboro Insurance (Mineola, NY); Lexington Insurance (Boston, MA); Liberty Mutual Insurance (Boston, MA); Lloyds of London (New York, NY); Markel (Glen Allen, VA); Merchants Insurance Group (Buffalo, NY); Narragansett Bay Insurance Company (Johnston, RI); Nautilus Insurance (Scottsdale, AZ); Ocean Harbor Casualty Insurance (Huntington, NY); Old Republic Surety (Milwaukee, WI); Oxford Health (UnitedHealthcare) (Trumbull, CT); Peerless Insurance (Keene, NH); Philadelphia Indemnity Insurance Company (Bala Cynwyd, PA); Plymouth Rock Assurance (Boston, MA); The Progressive Corporation (Mayfield Village, OH); Rutgers Insurance (Cherry Hill, NJ); Scottsdale Insurance (Scottsdale, AZ); ShelterPoint (Great Neck, NY); The Hartford Insurance Group, Inc. (Hartford, CT); Tower Group Companies (New York, NY); The Travelers Indemnity Company (Hartford, CT); United States Liability Insurance (Wayne, PA); Utica First Insurance Company (Oriskany, NY); Utica National Insurance Group (New Hartford, NY); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. Dowling Knipfing Klein Agency and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.